Personal Cover

Personal Cover

What if you find yourself out of work? Sidelined by an illness or accident? Or worse, what if you’re no longer here to support your family?

Talk to us about:

Income Protection

Families are already struggling with the cost of living. So we all have to ask the question - if you suddenly lost your income, how long would you survive?

If you can’t work due to sickness or accident, a good income protection policy can cover up to 65% of your earnings tax-free, to top up your state benefits. Cover typically kicks in within a few weeks, and lasts until you recover, retire or pass away.

Critical Illness Cover

One in two of us will be diagnosed with cancer at some time in our lives. Not to mention all those other risks we face, like heart attack, stroke and dementia.

Survival rates are improving, but the financial impact can be devastating too, especially if you have a family to support. So talk to us about critical illness cover. With the right protection, you’ll get a lump sum to replace lost income as soon as you’re diagnosed. It could even clear your mortgage.

Life Insurance

If the worst happens and you pass away, your family could receive a lump sum to cover their loss of income.

No sum of money can ever compensate for the loss of a loved one, but you’ll be helping them adjust to a new life with one less worry.

Private Medical Insurance

NHS waiting lists have risen sharply since the pandemic, with many waiting years for even a first appointment.

With private cover, you could bypass the list for a wide range of conditions – often resulting in early diagnosis and urgent treatment that could potentially save your life.

Talk to us about Personal Protection

Every family needs a financial back-up plan

Let’s get started with a quick informal chat

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